EUROCOSTSCOUNTRY COMPARISON · UPDATED 2026-07-15
Bosnia and Herzegovina vs Malta: taxes, salary and cost of living
For someone shortlisting Bosnia and Herzegovina and Malta, headline tax rates tell only part of the story. The monthly household budget produces a more useful comparison.
Bosnia and Herzegovina vs Malta at a glance
| Indicator | Bosnia and Herzegovina | Malta |
|---|---|---|
| Standard VAT | 17% | 18% |
| Income tax | 10% FBiH / 8% RS | 0-35% |
| Social contributions | 31% FBiH / ~32.8% RS / ~24% Brcko | 20% |
| Tax burden | ~35% | 29.8% |
| Average monthly salary | 1,339 € gross/month | €2,250 |
| Studio rent | €301 | €1,037 |
| Monthly food estimate | €220 | €350 |
| Gasoline | 1.33 €/L | 1.34 €/L |
| Electricity | 0.13 €/kWh | 0.13 €/kWh |
Income comparison in context
The salary records for Bosnia and Herzegovina and Malta are not directly numeric in both cases. A responsible comparison therefore avoids inventing a salary gap and treats the displayed labels as source notes to verify.
Rent, food and the monthly budget
Bosnia and Herzegovina has the lower listed studio rent by €736, a 71.0% difference relative to the higher rent. Bosnia and Herzegovina sits 2 of 37 and Malta 29 of 37 in the available low-to-high rent ranking. Bosnia and Herzegovina also has the lower food estimate, so the housing result is reinforced by groceries.
A simplified salary-minus-rent-and-food remainder cannot be calculated reliably for both Bosnia and Herzegovina and Malta because at least one component is non-numeric. The interactive calculator should be used only after verifying those inputs.
Headline taxation: what differs
Tax-burden values include a range or text note for at least one country. The standard VAT comparison—17% in Bosnia and Herzegovina and 18% in Malta—is more directly comparable, although reduced rates differ by product.
A practical transport check
Bosnia and Herzegovina has the lower listed gasoline price by €0.01 per litre. For a driver buying 50 litres a month, that headline difference is about €0.5 monthly, before insurance, parking and road charges.
Who may prefer each country?
The better choice between Bosnia and Herzegovina and Malta changes with the user: salary-led relocation favours the stronger income-to-cost balance, budget-led relocation favours recurring expenses, and business decisions require separate legal and corporate-tax analysis.
The most useful conclusion
Bosnia and Herzegovina leads Malta on more of the comparable numeric indicators used in this Bosnia and Herzegovina–Malta summary. This is a directional result, not a personal financial recommendation.
Sources and data references
- PwC standard VAT rates
- PwC personal income tax rates
- PwC corporate income tax rates
- EuroCosts data scope and generation process
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