EUROCOSTSCOUNTRY COMPARISON · UPDATED 2026-07-16
Greece vs Malta: taxes, salary and cost of living
The practical contrast between Greece and Malta becomes clearest when monthly income is tested against rent, food and mobility rather than viewed in isolation.
Greece vs Malta at a glance
| Indicator | Greece | Malta |
|---|---|---|
| Standard VAT | 24% | 18% |
| Income tax | 9-44% | 0-35% |
| Social contributions | ~38% | 20% |
| Tax burden | 39.3% | 29.8% |
| Average monthly salary | €1,500 | €2,250 |
| Studio rent | €500 | €1,037 |
| Monthly food estimate | €300 | €350 |
| Gasoline | 1.8 €/L | 1.34 €/L |
| Electricity | 0.22 €/kWh | 0.13 €/kWh |
How far does the local salary go?
Malta records the higher listed monthly salary. The gap is €750, approximately 33.3% relative to the lower figure. Within the numeric EuroCosts sample, Greece ranks 22 of 27 for salary and Malta ranks 16 of 27. That ranking is useful context, but gross and net labels must be checked in the source record.
What recurring living costs reveal
Greece has the lower listed studio rent by €537, a 51.8% difference relative to the higher rent. Greece sits 10 of 37 and Malta 29 of 37 in the available low-to-high rent ranking. Greece also has the lower food estimate, so the housing result is reinforced by groceries.
After subtracting only the listed rent and food estimates, the simplified remainder is €700 in Greece and €863 in Malta. This leaves €163 more in Malta, before utilities, transport, healthcare, childcare or personal taxes not already reflected in salary.
Tax profile for employees
Malta has the lower listed tax burden by 9.5 percentage points. Standard VAT is 24% in Greece versus 18% in Malta. Allowances, tax brackets and employment status can reverse a headline comparison.
Fuel-price impact
Malta has the lower listed gasoline price by €0.46 per litre. For a driver buying 50 litres a month, that headline difference is about €23 monthly, before insurance, parking and road charges.
The answer depends on your profile
A single professional comparing Greece with Malta should stress-test rent and take-home pay, while a family should give more weight to food, utilities and services that are not fully represented here. A company founder must separately review corporate and dividend taxation.
Final view: Greece or Malta?
Malta produces the stronger simplified monthly remainder in this dataset, while Greece leads on listed rent. That split explains why there is no universal winner.
Sources and data references
- PwC standard VAT rates
- PwC personal income tax rates
- PwC corporate income tax rates
- EuroCosts data scope and generation process
Explore Greece comparisons · Explore Malta comparisons